Sbi Short Term Debt Fund Overview
Category Short Duration Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹30.78(R) -0.0% ₹32.63(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.61% 6.02% 6.05% 6.54% 6.9%
LumpSum (D) 8.15% 6.55% 6.58% 7.09% 7.46%
SIP (R) -8.93% 5.11% 5.43% 5.17% 5.64%
SIP (D) -8.49% 5.65% 5.97% 5.7% 6.19%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.89 -0.28 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.98% 0.0% -0.52% - 0.76%
Top Short Duration Fund
Fund Name Rank Rating
Bank of India Short Term Income Fund 1
Icici Prudential Short Term Fund 2
Hdfc Short Term Debt Fund 3
Aditya Birla Sun Life Short Term Fund 4
Axis Short Term Fund 5

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Short Term Debt Fund - Regular Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 13.94
0.0000
0.0000%
SBI Short Term Debt Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 13.96
0.0000
0.0000%
SBI Short Term Debt Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.29
0.0000
0.0000%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.45
0.0000
0.0000%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 14.47
0.0000
0.0000%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 15.95
0.0000
0.0000%
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 17.02
0.0000
0.0000%
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 18.19
0.0000
0.0000%
SBI Short Term Debt Fund - Direct Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 21.98
0.0000
0.0000%
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH 30.78
0.0000
0.0000%
SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTH 32.63
0.0000
0.0000%
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND - RETAIL - GROWTH 34.83
0.0000
0.0000%

Review Date: 17-01-2025

Sbi Short Term Debt Fund has exhibited good performance in the Short Duration Fund category. The fund has rank of 8 out of 21 funds in the category. The fund has delivered return of 7.61% in 1 year, 6.02% in 3 years, 6.05% in 5 years and 6.9% in 10 years. The category average for the same periods is 7.29%, 6.21%, 6.15% and 6.66% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 0.98, VaR of 0.0, Average Drawdown of -0.52, Semi Deviation of 0.76 and Max Drawdown of -0.52. The category average for the same parameters is 1.63, -0.35, -0.51, 0.95 and -0.71 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Short Term Debt Fund direct growth option would have grown to ₹10815.0 in 1 year, ₹12095.0 in 3 years and ₹13755.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Sbi Short Term Debt Fund direct growth option would have grown to ₹11440.0 in 1 year, ₹39231.0 in 3 years and ₹69776.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 0.98 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.89 which shows good performance of fund in the short duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.41
0.42
0.00 | 0.49 19 | 22 Poor
3M Return % 1.47
1.47
0.00 | 3.22 9 | 22 Good
6M Return % 3.73
3.60
0.00 | 5.36 9 | 22 Good
1Y Return % 7.61
7.29
0.00 | 8.98 12 | 22 Good
3Y Return % 6.02
6.21
4.87 | 13.70 9 | 22 Good
5Y Return % 6.05
6.15
4.60 | 8.36 9 | 19 Good
7Y Return % 6.54
6.20
4.64 | 7.18 8 | 17 Good
10Y Return % 6.90
6.66
5.70 | 7.43 7 | 17 Good
15Y Return % 7.42
10.72
6.26 | 45.46 4 | 11 Good
1Y SIP Return % -8.93
-9.15
-14.99 | -6.81 9 | 22 Good
3Y SIP Return % 5.11
4.99
0.95 | 8.02 11 | 22 Good
5Y SIP Return % 5.43
5.62
4.32 | 9.76 9 | 19 Good
7Y SIP Return % 5.17
5.17
3.74 | 6.78 9 | 17 Good
10Y SIP Return % 5.64
5.49
4.31 | 6.24 7 | 17 Good
15Y SIP Return % 6.61
9.82
5.80 | 46.56 5 | 12 Good
Standard Deviation 0.98
1.63
0.88 | 9.60 4 | 21 Very Good
Semi Deviation 0.76
0.95
0.68 | 2.44 4 | 21 Very Good
Max Drawdown % -0.52
-0.71
-1.28 | -0.24 6 | 21 Very Good
VaR 1 Y % 0.00
-0.35
-1.20 | 0.00 7 | 21 Good
Average Drawdown % -0.52
-0.51
-1.19 | -0.24 15 | 21 Average
Sharpe Ratio -0.89
-0.85
-1.67 | 0.66 11 | 21 Good
Sterling Ratio 0.57
0.58
0.43 | 1.30 7 | 21 Good
Sortino Ratio -0.28
-0.19
-0.46 | 1.92 11 | 21 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.45 0.47 0.00 | 0.55 20 | 22
3M Return % 1.60 1.63 0.00 | 3.37 15 | 22
6M Return % 3.99 3.92 0.00 | 5.65 15 | 22
1Y Return % 8.15 7.93 0.00 | 9.58 17 | 22
3Y Return % 6.55 6.80 3.06 | 14.23 14 | 22
5Y Return % 6.58 6.80 4.60 | 8.87 11 | 19
7Y Return % 7.09 6.84 4.69 | 7.89 9 | 17
10Y Return % 7.46 7.34 6.04 | 8.18 8 | 17
1Y SIP Return % -8.49 -8.60 -14.97 | -6.32 15 | 22
3Y SIP Return % 5.65 5.65 0.60 | 8.58 16 | 22
5Y SIP Return % 5.97 6.25 3.81 | 10.27 13 | 19
7Y SIP Return % 5.70 5.76 3.18 | 7.27 11 | 17
10Y SIP Return % 6.19 6.13 4.12 | 7.01 9 | 17
Standard Deviation 0.98 1.63 0.88 | 9.60 4 | 21
Semi Deviation 0.76 0.95 0.68 | 2.44 4 | 21
Max Drawdown % -0.52 -0.71 -1.28 | -0.24 6 | 21
VaR 1 Y % 0.00 -0.35 -1.20 | 0.00 7 | 21
Average Drawdown % -0.52 -0.51 -1.19 | -0.24 15 | 21
Sharpe Ratio -0.89 -0.85 -1.67 | 0.66 11 | 21
Sterling Ratio 0.57 0.58 0.43 | 1.30 7 | 21
Sortino Ratio -0.28 -0.19 -0.46 | 1.92 11 | 21
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W 0.08 ₹ 10,008.00 0.09 ₹ 10,009.00
1M 0.41 ₹ 10,041.00 0.45 ₹ 10,045.00
3M 1.47 ₹ 10,147.00 1.60 ₹ 10,160.00
6M 3.73 ₹ 10,373.00 3.99 ₹ 10,399.00
1Y 7.61 ₹ 10,761.00 8.15 ₹ 10,815.00
3Y 6.02 ₹ 11,916.00 6.55 ₹ 12,095.00
5Y 6.05 ₹ 13,415.00 6.58 ₹ 13,755.00
7Y 6.54 ₹ 15,584.00 7.09 ₹ 16,157.00
10Y 6.90 ₹ 19,487.00 7.46 ₹ 20,525.00
15Y 7.42 ₹ 29,252.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.93 ₹ 11,410.78 -8.49 ₹ 11,439.85
3Y ₹ 36000 5.11 ₹ 38,918.38 5.65 ₹ 39,231.14
5Y ₹ 60000 5.43 ₹ 68,850.90 5.97 ₹ 69,776.40
7Y ₹ 84000 5.17 ₹ 100,971.19 5.70 ₹ 102,884.38
10Y ₹ 120000 5.64 ₹ 160,304.40 6.19 ₹ 164,971.80
15Y ₹ 180000 6.61 ₹ 303,251.58 ₹


Date Sbi Short Term Debt Fund NAV Regular Growth Sbi Short Term Debt Fund NAV Direct Growth
17-01-2025 30.7815 32.6321
16-01-2025 30.7817 32.632
15-01-2025 30.7433 32.5908
14-01-2025 30.7277 32.5738
13-01-2025 30.7227 32.5682
10-01-2025 30.7565 32.6028
09-01-2025 30.7536 32.5993
08-01-2025 30.7513 32.5964
07-01-2025 30.7583 32.6034
06-01-2025 30.7427 32.5866
03-01-2025 30.7171 32.5581
02-01-2025 30.7067 32.5467
01-01-2025 30.7055 32.545
31-12-2024 30.7068 32.546
30-12-2024 30.6878 32.5254
27-12-2024 30.669 32.5043
26-12-2024 30.6636 32.4982
24-12-2024 30.6598 32.4933
23-12-2024 30.6602 32.4933
20-12-2024 30.642 32.4726
19-12-2024 30.6411 32.4713
18-12-2024 30.6641 32.4951
17-12-2024 30.6555 32.4856

Fund Launch Date: 19/Jul/2007
Fund Category: Short Duration Fund
Investment Objective: To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Fund Description: An open-ended short term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.